Live NJ Rates — Updated Regularly

Compare New Jersey
Fixed Annuity Rates
in One Place

Independent, unbiased rate comparisons across 30+ carriers. No sales pressure. No hidden fees. Just the numbers — so you can make the right call for your retirement.

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6.00%Top 5-Year Rate Today
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Find Your Best NJ MYGA Rate

Multi-Year Guaranteed Annuities lock in a fixed rate for the full contract term — no market risk, no surprises. Enter your details to see what is available today.

How this works: Enter your investment amount and choose a term. Results show NJ-available products that meet your minimum premium, sorted by highest guaranteed rate. Data as of June 5, 2026.
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Disclaimer: Rates shown are current as of June 5, 2026 and are subject to change without notice. Products shown are NJ-available based on current carrier data. AM Best ratings are financial strength opinions, not performance guarantees. Annuities are not FDIC insured. This tool is for informational purposes only and does not constitute a product recommendation.
Why AnnuityNJ

What Makes This Different

Most annuity websites push products. We publish rates, explain the math, and let you decide.

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Transparent Rate Data

We track rates across the NJ-available fixed annuity market — every carrier, every term, every minimum premium. No cherry-picking, no sponsored results.

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AM Best Ratings Front and Center

Carrier financial strength is on every result. You see the full picture with context so you can decide what fits your comfort level.

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Real Math, Not Marketing

Simple interest vs. compound. Bonus rates vs. effective yield. We flag products where the headline number does not tell the whole story.

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New Jersey Focused

Not all annuity products are available in every state. Everything here is filtered specifically for New Jersey residents.

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Truly Independent

Devin works with dozens of carriers. Your recommendation is based on your situation — not on what pays the highest commission.

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Free, No-Obligation Consultations

Questions? Reach out. Every conversation is free, confidential, and focused on education. No pressure — ever.

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Not Sure Which Type of Annuity Fits?

We break down each product type in plain English with real examples, simple graphics, and no jargon.

Fixed Indexed Annuities Income Annuities Long Term Care Annuities