No jargon, no sales pitch. Everything you need to understand fixed annuities, compare rates, and make confident decisions about your retirement.
The most common misconceptions about annuities — debunked. If you have avoided annuities based on things you have heard, this is worth reading.
How annuities create income you cannot outlive. The only private product that guarantees a paycheck for life — explained simply.
The truth about annuity fees — which types have them, which do not, and what you are actually paying for.
How hybrid LTC annuities work in New Jersey. Turn $100,000 into $300,000 of long term care coverage without ongoing premiums.
How annuities are taxed in New Jersey — federal deferral, NJ state income tax rules, IRA vs. non-qualified accounts, and what changes at retirement.
The top Multi-Year Guaranteed Annuity rates available to New Jersey residents right now, ranked by term. Updated June 2026.
Comparing Fixed Indexed Annuities and Multi-Year Guaranteed Annuities. Which one fits your retirement goals? A plain-English breakdown.
What is a fixed indexed annuity and how does it work? A plain-English guide with real examples — no jargon, no sales pitch.
New Jersey is one of the most expensive states to retire in. Here is a realistic look at what retirement actually costs — and how to make your money last.
Comparing Multi-Year Guaranteed Annuities to bank CDs for New Jersey savers. Rates, taxes, liquidity — the full breakdown.
What the New Jersey Life and Health Insurance Guaranty Association covers — and how it protects annuity owners if an insurance company becomes insolvent.
Your CD is maturing and rates may drop. Here is how to compare rolling into a new CD versus moving to a MYGA — and when the annuity wins.
Single Premium Immediate Annuities explained — how they create instant lifetime income, what they pay in New Jersey, and when they make sense.
Your MYGA is approaching its maturity date. Here is exactly what happens, what your options are, and how to avoid the most common mistakes.
AM Best ratings explained for annuity buyers. What A++, A, B++, and B mean — and how to use them when shopping for a fixed annuity.