About

Independent Advice.
No Strings Attached.

AnnuityNJ is operated by Devin Shave — an independent annuity advisor based in Brielle, NJ who works for his clients, not for any insurance carrier.

Devin Shave, Independent Annuity Advisor
Devin Shave

Founder, AnnuityNJ

Independent Annuity Advisor — Brielle, New Jersey

AnnuityNJ is powered by AnnuityRadar, Devin Shave's independent annuity education and advisory practice based in Brielle, New Jersey. Devin specializes exclusively in fixed annuity products — MYGAs, Fixed Indexed Annuities, and income annuities — and operates under SFG Annuity Advisors, a family-owned independent marketing organization that has served clients since the 1970s.

Unlike agents who represent a single carrier, Devin works with dozens of insurers and has no incentive to steer you toward any particular product. Every recommendation starts with your financial goals, your timeline, and the actual numbers — not a quota.

Devin built AnnuityNJ because he saw too many people confused, overwhelmed, or misled by the annuity industry. The goal is simple: give you the same information a professional advisor would have, explain it in plain English, and let you make the decision.

  • Specialized exclusively in fixed annuity products
  • Access to 30+ carriers across the fixed annuity market
  • No pressure, no jargon — education comes first, always
  • Full transparency on compensation and carrier ratings
  • Licensed in New Jersey and multiple additional states
  • Based in Brielle, NJ — serving clients nationally
📧devin@annuityradar.com | 📞(732) 705-9170
How Devin Works

The Approach

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Education First

Every client conversation starts with education, not a pitch. Devin will explain how the products work, what the numbers look like, and where the risks are — before any recommendation is made.

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Full Transparency

Devin discloses how he is compensated, which carriers he works with, and what the AM Best ratings mean for your security. No surprises, no buried fine print.

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Multi-Carrier Access

Because Devin is independent, he can shop the entire market and show you multiple options side by side. You get to see the full picture and choose what fits.

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No Obligation Consultations

You can ask questions, request illustrations, and walk through scenarios without any obligation to purchase. Devin believes the right client will want to work with you after an honest conversation.

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NJ-Based, Nationally Licensed

Devin is based in Brielle, NJ and serves clients throughout New Jersey and in multiple additional states. He understands the NJ-specific products, rules, and guarantee association coverage limits.

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Fast Response

Most inquiries receive a response within one business day. Devin personally handles all client communication — no call centers, no runaround.

About SFG Annuity Advisors

Independent Since the 1970s

Devin operates as an independent agent under SFG Annuity Advisors, a family-owned independent marketing organization (IMO) that has served clients and agents since the 1970s. IMOs like SFG give independent agents access to carrier contracts, product training, and support — without putting them on any one company's payroll.

This structure is important: it means Devin is not a Nationwide rep, or an Athene rep, or an Allianz rep. He is your rep — with access to all of them.

What "Independent" Actually Means for You

A captive agent at a bank or insurance company can only show you what that company sells. An independent agent like Devin can shop the entire market. If the best product for you this year is from Carrier A, you get Carrier A. If next year it is Carrier B, you get Carrier B. The recommendation follows the client — not the contract.